Plans & Products

HumanaDental's portfolio features options to meet any employers' benefits and budget needs:

• Traditional Preferred
• PPO (Preferred Provider Organization)
• Preventive Plus
• Prepaid/DHMO (Dental Health Maintenance Organization)

Looking only for individual dental insurance?
Humana provides standalone individual dental insurance through Humana/CompBenefits. Learn more at CompBenefitsDirect.com/Humana.aspx.

Product Comparison
	Traditional Preferred	PPO	Preventive Plus	DHMO
Must I visit a dentist in-network?	No	No	No	Yes
Do I save money if I visit an in-network dentist?	Yes	Yes	Yes	No
Coinsurance options	Same coinsurance levels for services by in- and out-of-network dentists	A wide range of coinsurance levels; rewards members for choosing in-network dentists	One coinsurance option; major services covered at a discount	None – only a copayment is required
Are major services covered? (crowns, bridgework, dentures, etc.)	Yes	Yes	No	Yes
Cost comparison	Higher price for flexibility to go to dentist, higher reimbursement levels for in- and out-of-network services	Many coinsurance options for in- and out-of-network services that affect the price	Lowest price of the plans allowing any dentist to be seen; major services covered at a discount	Lowest price; limited to participating dentists